At Good Finance you can get an SMS loan / micro loan without a lot of hassle. They were formerly called SmsFinans but have changed their name. You can borrow all the way between USD 500 and USD 10,000 with even thousands of notes. The maturity varies a little depending on how much you want to borrow but it is either 30 days or 90 days that apply.
What is a little interesting about Good Finance is that you always borrow USD 500-3,000 for exactly 30 days and then you borrow all amounts from USD 4,000 – USD 10,000 for 90 days. Thus, there are no options regarding maturity and there is no possibility to borrow for 60 days, which is otherwise quite common.
Applying for a loan is easy and you do it online on their website
There you just fill in the form and choose the loan amount. You can identify yourself in slightly different ways when applying. If this is your first time borrowing, you can use either Bank ID or a Personal Account for identification and log in with this information.
You can also call and apply for a loan that way. If you are a customer before, you can only use your PIN code, for example, found on previous invoices.
Conditions for borrowing money from Good Finance
The requirements imposed on you as a borrower are that you must be 21 years of age or older and you must have a Swedish bank account in your name. You may not have a secret phone number or protected identity.
An annual income of at least USD 100,000 is required and you must pass a standard credit check where your finances are checked up. There may then be no payment remarks as these lead to a denied loan. Neither does the debt balance at the Kronofogden.
Good Finance offers the following types of loans
- Micro loans / SMS loans of USD 500-3,000 for 30 days and 4,000 – 10,000 for 90 days
Below you will find a link that goes directly to StrandiaFinan’s website. There you can find exact information about exactly this lender’s various services. If you want to borrow money, this is also the way to go.